Rolled up hundred dollar bills standing on ends
I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
I have read and agree to the Terms & Conditions of this website.

Understanding the Borrowing Process

Getting Money is Easy

When you make the decision to go with a advance in order to help with your personal financial situation, there is a certain, typically linear process you can expect before you will receive your funds:

  1. Fill out the application on Once you have submitted this information, you will immediately be matched with several online cash advance services that can assist you with your needs and who will contact you in order to gather more information for their specific application.
  2. Answer specific questions for the lender: The cash advance lender you choose will have specific questions for you pertaining to your income, age, citizenship status and the amount of money you wish to borrow and for how long.
  3. Your application will be processed: Once they have this information, processing of your application will begin and can often be completed in just a few hours or less. The speed of completion will depend largely on their ability to verify your employment information and contact your employers if need be to confirm your stated income levels.
  4. Approval and deposit: Once the lender has verified your information, they will offer you an amount of money for the period of time that you requested. Whether or not you get the amount you requested is based on several factors such as which state you live in and whether or not you make sufficient enough money to justify the size of the advance. If you accept, you will have to sign a contract or promissory note promising to repay according to the loan terms and the money should be deposited in your bank account the next business day.

Repaying Your Cash Advance

Once you've borrowed on a cash advance, the process of repaying your loan will be set in motion immediately. Often this will take the form of you putting a check for the total loan amount plus the loan fee on deposit with the lender that they can cash on the agreed date that you will pay the loan. Some lenders will request the ability to debit the loan amount plus fee from your bank account on the day that the loan is due.

Being prepared to repay your cash advance is very important because failing to repay the loan can mean additional fees, affect your credit and reduce the chances that you will be offered a loan in the future. Keep in mind how much money you have borrowed plus the fee and plan in advance how you will live without that sum of money in your next paycheck. You will probably have to cut back on other things that you are used to buying with your paychecks such as eating out or put other luxuries on hold for awhile.

Once the Loan is Repaid

Calculator, pen, and rolled up paperYou will have the satisfaction of once again receiving your entire paycheck to yourself and your needs and will also have improved credit with the lender who may respond by giving you incentives on any future loans you need to take out, or increasing the maximum amount that you are eligible to borrow. Keep in mind, no matter the carrot that is dangled that cash advance loans should be used responsibly and only after careful consideration for how repayment will be managed in order to avoid getting into serious financial difficulty. It may sound scary at first but if you are responsible with the loan you should have no problems. Just look at all the benefits of cash advance loans you could be taking advantage of.

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